Hitting the Slopes Without Ski Travel Insurance: Why Take the Chance?
Posted by admin on Mar 2, 2010
It’s a fact: skiing and snowboarding holidays carry with them significantly higher risks than beach holidays or city breaks – which explains why insurers offer separate policies for winter sport getaways. Yet despite the obvious risks, countless Brits continue to hit the slopes without insurance cover, exposing themselves to exceptionally costly medical bills.
A number of things can go wrong on a skiing holiday – the most severe being serious injuries – or, in the worst case, death. But a serious injury isn’t the only thing that can halt the fun on your skiing and snowboarding holiday. Extreme weather issues – such as blizzards and avalanches - could also result in your trip being cancelled; or, you may find yourself the victim of theft. And with expensive equipment like skis, snowboards, and other wintersport gear, theft without insurance is sure to put a damper on anyone’s holiday.
Erik Nelson at insurer Norwich Union told the Independent: “Winter sports is a high-risk activity so you need insurance to cover all eventualities – especially expensive medical costs, which can escalate quickly. For example, a broken leg would incur between £3,500 and £7,000 in medical costs in Europe, but in America this would be £13,000 to £16,000.”
Many Brits turn to their European Health Insurance Cards (EHICs) for cover, which entitles holders to free or discounted medical treatment on the same terms as all nationals in EU states. However, cover is provided solely on a medical basis and is basic – so it excludes things like air ambulances or repatriation. Moreover, because EHICs are only for medical purposes, they don’t cover things like trip cancellations, loss of baggage or personal liability – which can turn out to be extremely costly.
For this reason, <a href=”http://uk.insurancewide.com/insurance/travel/”>ski travel insurance</a> is vital for anyone who’s planning to hit the slopes. Specialised winter sport cover will cover all the aspects of a ski trip that regular insurance and EHICs won’t. And given the high risks and high costs associated with ski trip mishaps, it simply makes sense to secure a policy that caters to your ski trip.
With countless policies available on the market, it can be difficult to determine which level of cover is right for you. But industry specialists recommend about £2m for medical expenses, £1m for personal liability, £3,000 cancellations, £1,500 for baggage cover and £250 for lost or stolen cash.
However, a spokesperson at the Ski Club of Great Britain urges skiers and snowboarders to shape their insurance cover based on what they plan to do on their holiday. She said: “Some policies do cover advanced skiers for off-piste runs but they might not insure beginner skiers who try tobogganing or dog-sleighing. So you need to be sure you are fully insured.”
Harvey McEwan
http://www.articlesbase.com/insurance-articles/hitting-the-slopes-without-ski-travel-insurance-why-take-the-chance-724848.html
Mental Princess Helmet Cover – Junior 2010 – ASSORTED
Posted by admin on Dec 4, 2009
Your little ones will feel like royalty when they put this Princess helmet cover on their helmets. Mental Headgear creates fun designs to jazz up a bland ski or snowboard helmet. The Princess helmet cover is made with funspun non-pilling 100% polyester stretch fleece. Youth skiers with the Princess helmet cover can put it on any helmet because of its stretch nylon lycra shell. This Mental headgear helmet cover also has a small back opening that is compatible with goggle strap clips. Features: Tri-Cleat: provides three planes of grip for security on rolling terrain and a no-twist step. Model Year: 2010, Product ID: 177845
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Mental Little Stinker Helmet Cover – Youth 2010 – ASSORTED
Posted by admin on Nov 15, 2009
If you are looking to be original, wear this crazy fleece winter cover over your helmet. Perfect for your ski helmet, or for your snowboard helmet. Covers really should be fun and make a statement. Have fun with this one and be yourself. Features: Fun spun non pilling. Model Year: 2010, Product ID: 136593
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Giro Encore 2 Ski and Snowboard Helmet – Matte Black
Posted by admin on Oct 14, 2009
This low profile, durable hard shell is perfect for the park and is the choice for many of Giros team riders. 3 Fit Kit Sizes: S = 52 55.5 cmM = 55.5 59 cmL = 59 62.5 cm Audio: Optional integrated basic TuneUps Audio. TuneUps Bluetooth LINK, 2-way radio and basic Audio available as after market kits. Construction: High Impact ABS Shell / EPS liner Ventilation: 13 Vents with mesh cover Compliance: ASTM F2040 / CE prEN1077 in EU .
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R.E.D. Mutiny II Snowboard Helmet
Posted by admin on Sep 29, 2009
The R.E.D. Mutiny II snowboard helmet features a low-profile, cap-insired design and a fabric cover. The clever brim keeps snow from filling the vents in your goggles. Removable ear pads, goggles clip and goggles gasket convert the helmet from winter to summer fun. Injection-molded, high-impact ABS shell with expanded polystyrene foam liner enhances protection; short cut promotes wide-angle vision. Airvanced Ventilation allows you to control the amount of airflow to the inner helmet; mesh lining limits the invasion of outside elements. Unison Technology engineers the entire system, helmet shape and mechanics in unison, leading to reduced bulk and weight, a superior fit and a better riding experience. FineTuning technology lets you personalize the level of warmth, padding and protection desired; also connect to REDphones headphones, sold separately. ASTM 2040/CE 1077/CPSC Skate Certified. R.E.D. helmets and Anon goggles have been designed and developed with a 1:1 fit ratio, affording an airtight connection and seamless coupling between helmet and goggles.
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crazeeHeads® Helmet Covers on The Today Show!
Posted by admin on Sep 1, 2009
The Today Show’s Meredith Vieira Tops Her Helmet with a crazeeHeads Quilted Helmet Cover
Duration : 0:4:7
